Legal & Licensing

True Home Lending is a mortgage brokerage brand operated by Navaneet Dutt, Mortgage Loan Originator, NMLS #2262708, sponsored by Loan Factory, NMLS #320841. Navaneet Dutt is licensed as a Mortgage Loan Originator in Georgia, Indiana, Kentucky, and Tennessee.

Verify licensing anytime through NMLS Consumer Access: www.nmlsconsumeraccess.org

Equal Housing Opportunity. True Home Lending and Loan Factory do not discriminate on the basis of race, color, religion, sex, handicap, familial status, or national origin.

About the $2,000 Best Price Guarantee

Loan Factory’s Best Price Guarantee: if you provide a competing lender’s official quote for the same loan and Loan Factory cannot beat the combination of rate and fees, you may be eligible for a $2,000 guarantee payment if you close with that lender instead. Specific terms, loan-type limits, documentation requirements, and deadlines apply — contact Navaneet Dutt for the complete terms before relying on this summary.

The content of this website is education only and is not financial, tax, or legal advice, a quote, a loan approval, or a commitment to lend. All loans are subject to credit and property approval; program availability, rates, and terms can change without notice and may vary by state, lender, and borrower profile.

True Home Lending is operated by Navaneet Dutt, Mortgage Loan Originator, NMLS #2262708, with Loan Factory, NMLS #320841. All loans are subject to credit and property approval. Program availability, rates, terms, and conditions are subject to change without notice and may vary by state, lender, and borrower profile. Not all applicants will qualify. This content is for education only and is not a quote, a loan approval, or a commitment to lend. Equal Housing Opportunity.