Terms and Conditions

Terms for this website

TrueHomeLending.com is operated by Navaneet Dutt, Mortgage Loan Originator (NMLS #2262708), with Loan Factory, Inc. (NMLS #320841). By using this website, you agree to the terms on this page and — for Loan Factory’s services and application portal — to Loan Factory’s Terms and Conditions.

Read them here: Loan Factory Terms and Conditions

Education, not a loan offer

Content on this site — including program descriptions, calculators, and examples — is for education only. It is not a quote, a pre-approval, a loan offer, or a commitment to lend, and it is not financial, tax, or legal advice. Any rates or payments mentioned or estimated are examples only; actual rates and payments change with the market and depend on your credit, property, and program.

Applications happen at Loan Factory

When you apply for a loan, get a live rate quote, or upload documents, you are using Loan Factory’s secure systems, and Loan Factory’s Terms and Conditions and Privacy Policy govern that activity — not this page.

Accuracy and changes

We work to keep this site accurate and current, but program guidelines, rates, and terms can change without notice, and we may update this page and the site at any time. Questions about these terms: talktome@truehomelending.com or (502) 233-4197.

True Home Lending is operated by Navaneet Dutt, Mortgage Loan Originator, NMLS #2262708, with Loan Factory, NMLS #320841. All loans are subject to credit and property approval. Program availability, rates, terms, and conditions are subject to change without notice and may vary by state, lender, and borrower profile. Not all applicants will qualify. This content is for education only and is not a quote, a loan approval, or a commitment to lend. Equal Housing Opportunity.