Talk to Me — I’m Navaneet Dutt, and I answer for your loan personally.
I’m a Mortgage Loan Originator with Loan Factory, licensed in Georgia, Indiana, Kentucky, and Tennessee (NMLS #2262708). I built True Home Lending on a simple idea: borrowers deserve a loan officer who treats their mortgage like a financial decision, not a sales quota — someone whose name is on the door and who picks up when you call.
My background is a little unusual for this business, and I think it helps my clients. I hold an MBA from the Kelley School of Business at Indiana University and a Master of Science in Civil Engineering from North Carolina State University, and I’ve spent more than 25 years in marketing and finance roles in corporate America. Engineering taught me to respect the numbers; finance taught me how money actually moves; and years of explaining complex products to real people taught me the part that matters most — clarity.
As a broker, I combine that analysis with reach: Loan Factory’s platform lets me shop more than 240 lenders for your loan, quote live rates from a real-time pricing engine, and back the result with a $2,000 Best Price Guarantee (terms apply). I specialize in the full range — first homes and move-up purchases, VA loans for military families, refinances and streamlines, and the harder files other lenders decline: self-employed borrowers, investors, and buyers using assets or foreign income to qualify.
I work with clients in English and Hindi, and I serve families and partners across KY, IN, GA, and TN. When you’re ready — or even if you’re just wondering whether the numbers could work — talk to me. Call (502) 233-4197 or email talktome@truehomelending.com. Office: 2195 Tully Road, San Jose, CA 95122 · Hours: Mon–Fri 10:00 am – 5:00 pm · Sat 9:00 am – 12:00 pm (ET).
Navaneet Dutt, Mortgage Loan Originator, NMLS #2262708 · Loan Factory, NMLS #320841. Verify any loan originator at NMLS Consumer Access: www.nmlsconsumeraccess.org.